Access your inheritance with no monthly payments
Why use a beneficiary loan?
Inheritance often represents a life changing windfall, but the probate process can be stressful and lengthy with costs including inheritance tax incurred before any legacy is received.
Our beneficiary loans are secured directly against your inheritance meaning no impact on your broader finances.
The loan is repaid (including any interest) only once the estate is distributed, so there are no monthly payments.
You may choose to settle the loan at any time without incurring any fees or hidden charges.
Key features
Legacy Release loans are unregulated and are therefore only available to high net worth borrowers. Further information is available from the FCA.
Loan to value: Up to 70%
Loan amount: £60,260 – £350,000
Loan term: Up to 24 months
Arrangement fee: 2% of principal loan
Interest Rate: 1.35% per month
We do not provide any advice or guidance that any particular loan or arrangement is suitable for you or your circumstances. If you have any concerns regarding this, you should speak to your professional adviser.